I can't help you help directly but if this leads you to homelessness I can help you. When I was sleeping on the streets I decided to buy brightly coloured safety vest. When I slept on benches people assumed I was a construction workers or cleaner doing something at night (which happens in Melbourne) and would leave me alone. I even got a construction hat. When I didn't wear the gear, I risked haven't my head kicked in by rats while I slept. And wearing my old chemistry class safety glasses which went with the construction gear kept real rats out of my eyes.

That's interesting. What's the pay like? Also, do you in fact fuck up and then get rehired at the next election, because that's pretty hilarious and I would like to hear stories.

>>407
Well at the last election I literally just claimed that I had been appointed to the position that is óne 'rank hire' than mine. I played it cool and no questions was asked. In practice on election day everyone just takes some task and does it, except higher rank people get first dibs.

Now are these fake accounts that you own entirely? How much authenticity do you have to put into an account like that? Do you ever get accounts banned/blocked? What sort of posts are you paid to like? Do you have it set up so they're all done at once? Do you log into like 50 accounts all from your house no problem or one at a time?
Sounds like ez money if you get it working, no real risk except maybe you'd get a little set back worst case, but I'm not sure what people would pay for

>>345
This. It's pretty much the most lethal financial instrument but, hey, some of us enjoy playing with cocaine and heroin too. And you can actually be smart with it if you actually bother playing your cards right. Just don't get only useless shit or treat it like free money. Try to get that shit paid off as fast as possible and treat it like getting a loan from some Italian you met at a bar who spends way too much time talking about how heavy a limp body can be.

Unfortunately we're trapped in credit/perpetual debt but, as the saying goes, you need money to make money. Shit at this point I would've fucking shot a guy just to get the liquid capital to drop into BTC or gold or damn near anything when I knew shit was going to tank or not. Which means this time I've got no choice but to ignore everybody, take their advice through my filters, and just do what I will. Remember how I told you to invest in gold? Remember how it doubled a few weeks later? Yeah fuck you shitheads because sadly I may actually be smarter than you people.

I just need to do this like a small business loan I happened to get off a street corner.

Speaking of which, should I, hopefully, manage to get my shit in order, are we expecting the cryptocurrency crash yet/if at all? I don't want to wind up with a cool 10K liquid and drop it into something like lite only to watch the goddamn thing tank.

Also as a general rule, we are (hopefully) not faggot mundanes and investment bankers. Screw these sons of bitches. I'm watching all these things go from underground to shitstorm over the years. Even dumb shit like caffeine in 4Loko, or Salvia, and while Bitcoin actually got a boost from publicity there was a tense moment there. So let's just keep things quiet. We lost SR. Dipshits joe public is why we can't have nice things.

Sorry half that belonged in /raeg/ but whatever.

tl;dr just manage your fucking credit and pay it off on time, don't count chicks till they hatch thinking oh I'll be making enough money later, and just manage the goddamn things. Small business loans, leasing, car loans, mortgages, student loans, unfortunately we need such shit. So, assuming you're not trailer idiots maxing out cards until you can't even pay the interest, it'd be a good idea because you can also build a healthy credit rating.

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>>361
To clarify, "you people" was in no way a reference to anyone here. It was more general displeasure with trying to advise people I know IRL who promptly ignore me.

I also asked my friend's parents why they didn't just max out their cards before declaring bankruptcy. They looked at me like "why the fuck didn't we think of that?"

Maybe I do think like a dishonest capitalist sometimes, just so long as I'm not fucking my customers but everybody else.

How do these rewards work? I always saw them as a sort of useless snare where to get some crappy ass stereo that's worth like $80 you'd need t0 rack up $10k in debt first.

''Credit is only something you need if you're not going to die tomorrow'' - from the goldman sachs elevator gossip twitter which is, by the way, incredibly motivational.

>>393
Yeah, that was too bad. Some of the shit they said to each other was just too perfect.

Keep your computer secure, that's the easiest way to lose money quick nowadays. Check on your accounts regularly, generally a month is the longest that you might be excused from responsibility, but a lot of terms of use now say if you get hacked its on you

I would say that minor interactions, such as rotating a cup of coffee, do matter. However they only matter in aggregate, when compiling the set of information available to a population. The value of money is algorithmically derived, given that entire set. Needless to say we expose ourselves to substantial error utilizing this method, which accounts for some being rich and some being poor. But for a species at our level of advancement, we have an adequate compromise.


This method of calculation can be compared to the computing platforms designed using dwarf fortress, where the individual actions are logically accounted for and used to store and manipulate data. Except such a phenomenon occurs in real life, sans intelligent design.


Which begs the question. Why study economics if the population has already made these calculations without intervention, why reinvent the wheel? The answer, is that you my friend, are simply part of the algorithm.

Imma Minoruse agronomic coordinator for an australian vegetable organisation. I have no problem working on a macro level and a micro level without any economic knowledge. I think you're right, Scrooge. I suspect all the codification of this knowledge only helps computer programmers and autists - often they are the same people too.

I am not looking to start such a business. I am applying for trading jobs at several wall street firms, however they require a down payment, for moral hazard. Basically if a trader has no skin in the game, they have all the incentive to leverage heavily and take enormous risk on futures contracts and derivatives, resulting in financial disaster.

Basically I am asking if these are legitimate, or if anyone has personal experience on the matter. More pertinent forums are full of the usual yes and no men. I've heard that the turnover rate in these offices are high, eight out of ten people will blow it and leave the company.


Five for forty grand sounds like a sweet deal to be honest, and as far as I understand it, my personal liability cannot exceed five grand. They would pay for training. I actually completely understand the theory and methodology behind such an approach, because I studied it in school. However, I cannot raise such funds on my own. Therefore I must be able to convince friends and family that this is a legitimate business, as well as find out for myself. It's either that or take a loan.

Hey dude, thanks for this. I think I'll try...

Please give more idea's that would rock.

I used fiver doing quick caricatures for people, but this would be a great way to diversify!

Thanks for the post. More informative than a lot of other stuff available out there. Really appreciate it.

I've always seen SEO packages for sale on Fiverr. As someone who regularly profits from such a product, would you say that the market is saturated in any way, or is there always room for sellers?

Thanks man, I sold 500 views for 5$. I'm thinking of upping it to 1000 though, haven't got anymore bites.

>>377
I don't want to do anything to get banned or anything, I'm thinking of switching to facebook likes or youtube views instead of hits, or really in addition to them I suppose. If that doesn't work I'll fire up the ole spam-gland and get to secretin'

OP here.

The hitleap stuff still works but not so well with youtube these days. It's better for smaller sites like reverbnation or soundcloud.

Lately I have been selling facebook likes when I am short on cash. addmefast.com is good for that. there are scripts where you can earn lots of points then sell likes. sometimes i sell them on craigslist like "Free 50 likes for your band" then once they get the free ones people will pay for more. It's not "quit your job" money but it's money.

>>368
You're half right, pornographic video is an over saturated market, but private videos of an erotic and/or pornographic nature are steadily rising in value.

>>371
You're not thinking about all the people who don't care to do that and would rather just pay for it., then you have the sort who have specific fetishes and then you have those who simply don't know where to find what they're looking for because they're too embarrassed to type it out. Private and custom videos are huge and will be for a while yet, at lest until holodecks I'd wager.

You get what you pay for in the IT world. Be prepared to shell out big bux for decent code with full functionality. You can get code from non anglosphere countries on the cheap, but it's often poorly maintained which means that updates require a complete rewrite and there are often minor but annoying bugs that never get fixed.

As for doing it yourself, it might be easier to use a website design application like MS frontpage, or whatever the trendy new one is called.

Stay in the paid off house and max out your tax-sheltered retirement accounts yearly ie 401k etc... You will reduce your taxable income this way and be on your way to an early retirement. Take good care of the house you currently own. If it is too big for just you then rent out some rooms or rent out the house and get a cheap apartment. Use the money you make on renting the home to invest and save a portion of it for repairs.

maybe get drunk as fu... oh, 20? idk

Maybe find a small 1 room apartment for yourself and rent out the house depending on how big it is. Or just rent out the rooms to friends for a profit. Fuck, I'm jealous. I live in an apartment so almost a 1/4 of my money goes to rent. Also, anyone here have any experience with buying foreclosed houses?

>>299
This, my friend.
How did you manage to get into such a position when most of your peers are still struggling with education?

As others have said, get in to the property market. If you can get a mortgage on another house, do so and rent it out at 150% of the mortgage payment, or more if you split it in to student accommodation.

Make sure you look in to it thoroughly though, there is more to being a landlord than owning a house. You need to look up contract law, tenant and landlord rights, your obligation for repairs and most importantly how to deal with things that go wrong.

You're at a crossroads, you can either now live comfortably and securely, having an extra ~£500 a month for yourself compare to other people in your age bracket until you're 60, or you can build a future and a legacy for your offspring. Leave them a house and they'll be set for life. Leave them a booming property empire and their children's children's children's children will be set for life.

>>302

Throwing money into the stock market without knowing what you're doing is a great way to lose all of it.

>>305

SAGE has been used.

>>302
>You should put it all in penny stocks.
Nah man, (s)he should put it all in futures market.

Putting cash into silver or gold is never a bad thing when the economy is tanking, silver dipped back down to near 20.00 US an ounce. Read up on the precious metals market and pick some up. money is just paper gold will always be gold.

I run my own business and I would be interested in looking into an investment of some sort.

I'm starting out and I need capital to expand. We're looking at doubling your money within two years if my maths are right. Shoot me an email at [email protected] and I'll get you my numbers.

Is it real work? Are you given a wage or a commission? Do you have to spend money on seminars, weird fees, or incredibly useless how-to books published by the organization?

Naturally there is an incredible prevalence of scams in marketing and sales, since the same skills for a confidence trick are used to make legitimate sales.

I would say, make sure you get paid, get the money, hold on to the money, and don't spend a single cent on anything they claim you might need.

>I'm thinking I should at LEAST pay off the highest interest loans

This is the logical thing to do. If you can can even a couple of the high interest loans, ie the
$1,895.54 6.55%
$2,031.09 6.55%
$2,150.65 6.55%
loans, since they are not as much as the rest you'll benefit from not having as many different loans to track, your average outgoing interest rate across the board goes down, and in the event that you lose money or are not as profitable as you expect on your investments, then at least some of the more damaging ones have been paid off.

Um American legal systems like say "we hereby sentence you to X months for the crime of ____"

but, really they let people out earlier then they say.
Unless it was something serious. Like rape,Murder or Massive fraud.

When she gets let out. She can ask an Embassy to fly her back home at no cost to you.

>>14

Never go into consumer debt. There are many kinds of debt, and debt that pays you is good debt.

For example, let's say you take out a million dollar loan to buy a self storage place somewhere near you. Well, that loan has a payment of 10k/mo for the next 20 years, but your self storage business has an income of 20k/mo leaving you +10k/mo at the end of the day. That debt is good debt because it's making you money.

Avoid consumer debt. Don't take out car payments, don't buy a house with a mortgage, and only spend on your credit cards what you can pay off at the end of the month.

If you avoid those three major things (car debt, house debt, and credit card debt) you'll already be light years ahead of most people.

>>28
Excellent point my friend. I consider that more of an investment than debt but this bring about another great point. Never mix business with pleasure! If I were to take out a million dollar loan I would never dip into that fund no matter what. Not for anything, not even for a "Sure Thing", because there is no such thing.

>>28
>don't buy a house with a mortgage
I don't quite agree with this. When you're paying into a mortgage you're building equity, and at one point you'll stop paying for your mortgage, and be able to sell it (probably at a higher price than you paid). When you pay rent that money's gone forever. Another bonus is that unlike rent, your mortgage won't (shouldn't) increase over the years.

I mean just think about it - if your rent is $1,000/mo, and you live in that place for 5 years, that's $60,000 that's never coming back. Now if you get a $100,000 house with a mortgage, that same $60,000 means that if you decide to sell, you only have to pay the bank $40,000 of the $100,000 you just made on the sale, and the rest is yours (obviously those numbers are an oversimplification, considering tax, interest, insurance, fees, etc. Either way it'll end up being a hell of a lot more than the deposit you may or may not get back from renting).

>>51

Okay, I'll admit that never is a strong word. However, a house is, like a car, a liability. Your equity is going to be spent on keeping it up, paying property taxes, and covering all of the other expenses associated with owning a house.

When you rent all that headache, and all that expense, is someone else's problem.

>>13

Look into the Black-Scholes pricing model. Its the basis for option pricing.

Do you need high maths to make money with this?
Im new.

This may be a dumb question but is the only way to get money from stocks is to sell them, or do you get like a check or something?

>>193
there are also dividends

SAGE has been used.

>>193

Pretty much everything is done digitally now.

I use to make a little money with penny stocks but you have to have a lot of patience and time. Most of them are scams so make a certain % before the scammers make that stock plummet. What I mean by a scam is that people will hype it up so lots of new investors buy and inflate it, then the people who got it dirt cheap at a million shares get out and you lose. I gave it up a few years ago because it's stressful and I never knew when to get out.

>>301
start with local skate shops. Do your own advertising until you save up money to hire a personal advertiser. Visit skate parks and hand out business cards. Make a website if possible.

Just some of my suggestions.

Do u have any examples you can post?

OP here, after looking into it. The debt is my fathers and my mother has a bout £75,000 (single parent who I'm living with)

Anyway he has a pub (That he grew drugs in and got busted) but he still has the land and the pub which he is working on selling the land but it;s my mother that needs help.

TL;DR I need to make about £75,000 asap and I've only ever worked in pubs and I have qualifications in BTEC ICT software development level 3.

So with this information what can I do and what would be a good starting point (Don't say job because I'm trying my hardest to get one but having no luck)

Picture for your troubles.

If I can save up maybe £5,000 would it be wise to invest in gold when I see it at a low point then sell it later on the in day for a profit? Not sure how all that works or what to do...or even go about finding live graphs and selling it as soon as I buy it :s - OP

>>286
if you are still checking this thread, OP, you could try to make some facebook or iphone game. if it's pornographic even better.
i draw hentai so if you want to work with me post your skype. i'm interested since apple usually do not accept apps developed in my country. i'm willing to accept a 30% profit rate.

also
can you still sell drugs in the pub? if so, go for it.

if you are 500k in debt your life is over. you're a slave. you will never pay it off. enjoy your serfdom

>>293
The problem is working out okay now. Might take a few years but it's working out okay

>>289
I would but I don't animate =/