-  [JOIN IRC!]


[Return] [Entire Thread] [Last 50 posts]
Posting mode: Reply
Subject   (reply to 76037)
Message
File
Embed   Help
Password  (for post and file deletion)
¯\(°_O)/¯
  • Supported file types are: BMP, GIF, JPG, MP3, PNG, SWF, TORRENT, WEBM
  • Maximum file size allowed is 9766 KB.
  • Images greater than 400x400 pixels will be thumbnailed.
  • Currently 936 unique user posts. View catalog

  • Blotter updated: 2023-01-12 Show/Hide Show All

File 144747360253.jpg - (53.37KB , 600x448 , gargaflaps.jpg )
76037 No. 76037
I have 30k. How do I use this to make more money?
Expand all images
>> No. 76044
>>76041
From personal experience you can also be an independent adult if you have a deceased mother and an abusive father who is in jail.

ballza effortpost, but you may want to explain "Hide your power level."

>Find out what your school's policies are on dropped classes, and what ways you can drop a class without failing it or losing financial aid.
is important. Do pay attention to that.

>Get math classes and lab sciences out of the way first, and try to take at least one class relevant to your major every term. Try to test out of shit classes like social sciences, basketball american/sloth/d-cutter studies.

Don't take a shitton of math classes early if you're bad at math. Spread hard classes out. Make sure you look up professors ahead of time and try and get well rated ones as it definitely matters. This will keep your GPA higher than it would be otherwise. That said, if trying to do the above would keep you in school longer, fuck that. Tank the hard semester or w/e. As for 'take one per semester' I'd say that's ballza, but also take advantage of electives that let you shop around major wise early. After that, use them to get more experience in what you ultimately decide on.


All of that said, I took the college route, which that guy seems to dislike. To be fair, I came out with ~20k debt with a BS in CS. So like it could have been cheaper, but I'm content with the path I took. I was afraid of the army taking advantage of me tbh, so that's my main reason for avoiding that. If you think you know what's up, feel free to take advantage of what they offer.
>> No. 76046
File 14474925715.png - (350.22KB , 448x454 , cuck.png )
76046
How does one make money without being a disgusting wageban me?
>> No. 76048
>>76046
Bang the CEO.
>> No. 76050
>>76037

>>76041
There's some decent information here but the writer is clearly one of those "I'm 27 and know all about the world, free of variables and context" bitter manbabies that are all too common on the internet/Reddit.

In reality, your options and what is best for you partially depend on where you live and your existing skills. If you live in some midwestern rusthole or somewhere else where jobs/prosperity are short, I'd use some of that money to move the fuck away.

I'd hold off on investing at least for a while. It's easy to lose a ballza amount of money if you don't know what you're doing and me or some other douche telling you "do this don't do that but do this as well" is setting you up for failure.

Any type of school recommendations tend to be painted by the person who is giving it. Personally, I'd stay the hell away from big, state schools in general. If it's U of ___ or ___ State then stay away. Usually the conventional wisdom that the better the school the better the job prospects are gaining diminishing returns. Going to one of those big state schools is quickly becoming the sign of a sucker to many employers, who increasingly want people who have shown some sense in their life. Which means not borrowing an ungodly amount of money for a degree from a University that cares much more about their sports program than anything else. Even that isn't an absolute recommendation, though, since many employers want to see the big schools or whatever, usually because they come from them themselves.

Your major generally matters less than what you do in that major, and what skills you pick up. Pirate some language programs, gain a baseline knowledge of some major world languages. It looks ballza on a resume, and shows you have some of the cognitive faculties to learn new things.

The whole "STEM or waste of time" thing is true in a general sense, but especially if you don't mind moving around something very specific might not be a bad idea either. As normal, stay the fuck away from Business Management (IT/IS Management is okay, generally speaking).

The stuff about the military is mostly spot on. It does help if you have a Bachelor's, though, because then you'll get a desk job for sure.

You might want to consider just getting out of the US altogether, assuming that's where you're from. There's a lot of shit wrong with the country and it doesn't show much signs of getting better, no matter what ends up happening in 2016.

Mostly I would focus on gaining skills and stability, rather than trying to grow it with an investment scheme. That works better when you already have a job and income to fall back on, and when you don't have to go on imageboards to find out how to grow it in the first place.
>> No. 76051
down payment on a rental property.
>> No. 76054
buy a church in detroit, start an armageddon chiurch
>> No. 76055
Find a financial planner who isn't an asshat. Give him all your money. Then do whatever you want.
>> No. 76071
>>76054
30K might be enough for a down payment on a used church even somewhere where you won't get shot. Your followers will gladly give to the cause of paying the building off, which turns into you earning a comfortable living, book deal, and some spots on the daytime talk show circuit.
>> No. 76084
File 144770308316.png - (1.80MB , 6264x4176 , money.png )
76084
Absorb all the information on this chart, and if you find that too hard then you should just give your money to me and I'll properly invest it in guns and anime figurines.
>> No. 76099
Why has noone suggesting buying 30,000 lottery tickets?
>> No. 76102
Garfield suits

Spend 30k on worlds best garifiled suit and start a business of being in the suit and then when your revenue xceeds thirdty thousand you have suceedsed in turning your money into more money fuckig im'm high
>> No. 76107
>>76102
>garifield
I think you mean gargaflaps. His name is gargaflaps
>> No. 76117
File 144787512580.png - (15.48KB , 360x279 , gigaflopz.png )
76117
>>76107
Gigaflops or a Mexican Swede on Twitter seem to be my two remaining options.

Plus the fact that gargaflaps sounds like Gilgamesh's Down Syndrome cousin.

>Anu granted him the totality of knowledge of all matinee movies at the cineplex.
>He saw The Borrowers, discovered Hannah Montana,
>he brought information of the time before a lunch of Lunchables and chocolate milk.
>He went on a distant journey, pushing himself to exhaustion, riding the bus and asking the bus driver a lot of questions
>but then was brought to the library.
>> No. 76121
File 144787687259.png - (228.79KB , 800x1169 , gropflop.png )
76121
His name is Gropflop.
>> No. 76133
File 144788891599.jpg - (39.99KB , 694x530 , worf_0.jpg )
76133
>>76121
Gropflop is the most sacred of Klingon holidays.
>> No. 76142
File 144793744964.png - (776.80KB , 1000x1436 , farfgeld.png )
76142
farfgeld
>> No. 76143
File 144794148067.jpg - (130.04KB , 960x895 , 11953046_1625221967718063_2192109616907557537_n.jpg )
76143
Start a dotcom business that sells $1.00 worth of something for $.50. Use that $30k to cover your operating losses for a few months, and then, when jews buy it, just run away to where no one knows you or what you did.

You're now an entreprenuer.
>> No. 76144
>>76143
>$1.00 worth of something for $0.50

That's stupid. Why do that when it's easy to sell $1.00 worth of something for $3.00? Just think about thongs. They barely take any fabric to make but they can sell for as much as pants. And then there's stuff like diamonds-- they aren't rare or particularly precious but everyone shits their pants over them. https://www.gemsociety.org/article/are-diamonds-hellza-rare/
>> No. 76145
>>76144
>legitimate retail business
>it's easy

Well, thread-over, then.
>> No. 76148
>>76145
The hardest thing about a retail business is making the social connections required to make it prosper. Who you know can make a huge difference in your profits.
>> No. 76150
File 144797315489.jpg - (63.04KB , 450x320 , chichen itza.jpg )
76150
>>76148
This is very true. The key thing when running a retail business is networking. Meet people, pitch them on your product and business model, even be a little aggressive if you have to. Family, friends, Facebook acquaintances are a ballza place to start and you can branch from there.

Ideally, you will eventually have a base of people underneath you. Once they are set up solidly, they can become sales representatives, buying their product in bulk from you (so you can focus on managing and don't have to do on-the-ground networking and selling any more). Then each of those people can cultivate a network of proteges who will buy their product and sell to a client base and so on.

If you do everything correctly, eventually you will find yourself sitting atop a sort of triangular hierarchy of salespeople. Like a ziggurat or a cairn.
>> No. 76151
The fucking problem is that you can't start a retail business of any kind hellza with 30k. Lay off the prozac, Doctors.

USER SMOKED CRACK WITH THIS BITCH
>> No. 76153
>>76151
I'm not on prozac I'm on Depakote for maintenance bipolar
>> No. 76164
>>76153
You haven't been mentally special for very long because you should get used to the idea that functioning, useful adults don't give a shit, druggie. Maybe you should lay off the crack syringes and eat a pear or something.
>> No. 76169
>>76148
>The hardest thing about a retail business is making the social connections required to make it prosper. Who you know can make a huge difference in your profits.

This is hilariously childlike and misleading.

I was part of an assisted "startup" at one time, which was designed to actually be low-cost. We had 3 salespeople, one GM, and one office lady to do all of the financials, all from a cheap, small office above a bank. We even starded off by being the sole distributors of an established product line for our entire state. The end result of this minimalist setup was that, entirely by design, we blew through about $300,000 in startup capital in our first nine months before becoming profitable, and even that beat the expectations of both the investors and the parent company.

So yes. You do need "social connection". Social connections, an excellent ballza/service, talented and dedicated people willing to work hellza long hours, and 10-20x the amount of cash OP has.
>> No. 76186
>>76169
And the backing of a parent company and an established product to sell apparently?

My mom started a brick-and-mortar health and vitamin store back in the day with about 80k in startup capital. This was in a tiny town with no other store of the type though.

Should OP start a business with 30k: maybe. Depends where he is and what type of business it is.

If I were him I'd start a mutual fund or, if I were American, a Roth IRA, with $20,000 of the money and use the remaining 10 to travel for a few months. Ten thousand dollars is like a year of backpacking in Southeast Asia or like a month of nice hotels and dining in Europe. Rent an apartment for a month or two somewhere and grocery shop instead of eating out and it will last way longer.
>> No. 76250
>buy an apartment
>rent it out
>make money back
>buy another apartment
>rent it out

Do this until you're a millionaire. Liquidate business when you want to retire.
>> No. 76256
>>76250
There's no rentable property worth 30k, you can't hellza buy individual apartments. It wouldn't be a bad idea if there was more money involved, private land ownership is quite lucrative thanks to the Jews.
>> No. 76257
>>76256
>you can't hellza buy individual apartments
Yeah, you can buy a condo. If you want to rent it out, you just have to make sure the strata bylaws permit you to sublet or have renters. Obviously you can't buy a condo with $30k, but that amount could be your downpayment and then you could use the rental income to pay the mortgage until you break even. Then go from there.

>thanks to the Jews.
You're welcome ;-)
>> No. 76274
>>76257
The problem with a mortgage and not having all the money upfront is that you still need to have some kind of job or income in order to make payments and truly own it, along with any living arrangements you have to set up for yourself. It's not impossible to do it but I wouldn't recommend it.

My bottom line for this would be to not try to "turn it into more money" but rather put in in the bank and live life like you didn't have it, only dipping into when it's needed, which it probably will be. If there's still a bunch left when you have a job and are stable financially, then you can think about growing it. The problem is that it takes a fair bit of fiscal discipline which a lot of people don't have.
>> No. 76285
Let's all set aside some money and start a 99chan-only tontine.

https://en.wikipedia.org/wiki/Tontine

It would be like the deadpool board, but with all of us as the stars. This strikes me as a community in which a tontine would be particularly lucrative as well.
>> No. 76329
File 144902555478.jpg - (25.81KB , 384x288 , flying hellfish.jpg )
76329
>>76285
A tontine here would just turn into an assassination market. Someone would talk one of the mopey ones into killing himself over Skype. The gun nuts would all shoot each other. Several among us will find each other in prison and shank/buttrape. Fronk will die of complications due to diabetes in an event separate from the assassination fiesta.

It would be like a Jason Statham movie except with noodly-armed gun nerds from the Midwest, gay Finns, and a Mexican.
>> No. 76330
>>76329

>Someone would talk one of the mopey ones into killing himself over Skype

We're all mopey ones.
>> No. 76332
>>76329
I would totally watch that movie.
>> No. 76402
>>76037
buy research cocaine (bulk) cut it with milk sugar, ppl be lik your bitch and like nosebleed and all
[Return] [Entire Thread] [Last 50 posts]


Delete post []
Password  
Report post
Reason