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No. 1643
Worst comes to worst, put your money in bonds and certificates. You literally cannot get that money back until it matures or you sell them.
I also used to put money in accounts that I would never touch, or accumulate enough false entries to be locked out of. Since I could always use my other accounts, often times I don't bother to reset them. Basically, my laziness works in my favor.
I like to set apart a certain amount, with which I can be ostentatious. To compare it to weed smoking, when you buy an 8th, you should lock your stash in a closet, and keep a dime at a time for personal use. And say, "I'm only going to smoke this until X amount of time." It allows you to splurge, but stay on a budget as well. This method is also perfect for when friends are over. They won't pressure you to smoke all your stash, if you all kill of a significant, yet discrete, measure.
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