Personally, I'd just start paying of the loans as soon as possible and invest later. Pay as much as you can starting with the highest dollar amount of the highest interest rate loan. The longer you're in debt the deeper in debt you go.

>>1469
Not necessarily. I mean if it were credit card debt with 30% APR or something retarded like that, yeah, I would want to pay that off as soon as possible. But something like a mortgage at 2.5% I feel like I could just make minimum payments and use my money for other things. These student loans are somewhere in the middle so I'm not sure what to do with them.

My dad actually argued that I should make minimum payments on the grounds that, because of inflation, $5,000 today can buy much more than the same amount could buy 10 years from now, so I might as well spend it while I have it.

>>1471

If inflation netted more profit than an interest rate, no one would loan at that interest rate. They would just sit on their money for ten years.

Over the repayment term of your loans it may be difficult to realize a 6.55% return on investments, so think about when you want to have that money.

No investment guarantees profit, but paying interest guarantees a loss.